Regulated Partners

Find Your Best Personal Loan in Singapore

Compare offers from licensed lenders. Get rates from 1.38% p.a. Free service, no hidden fees.

No Credit Check Required
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Otti - Your Loan Kaki
127+
users helped today
1.38%
From p.a.
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Approval

Partnered with regulated banks & licensed lenders

Trusted Platform

Trusted by Thousands of Singaporeans

We partner with regulated financial institutions

50,000+

Loans Matched

15+

Partner Lenders

4.8/5

Customer Rating

24hrs

Average Approval

Regulated Partners

MAS & Minlaw Licensed

PDPA Compliant

Data Protected

4.8/5 Rating

Customer Reviews

Regulated Partners

We Work With Singapore's Most Reputable Lenders

We work with Singapore's most reputable banks and licensed lenders to bring you the best loan offers.

Banks

Regulated by the Monetary Authority of Singapore (MAS)

Licensed Moneylenders

Regulated by the Ministry of Law (Minlaw)

Fully Regulated

All partners are licensed and regulated by Singapore authorities

Fair Practices

Compliant with Consumer Protection (Fair Trading) Act

Verified Partners

Every lender is verified before joining our platform

15+

Licensed Lenders

S$500M+

Loans Facilitated

50,000+

Happy Customers

* Banks are regulated by the Monetary Authority of Singapore (MAS). Licensed moneylenders are regulated by the Ministry of Law (Minlaw) and registered with the Registry of Moneylenders.

3 Simple Steps to Get Your Loan

1

Select Amount

Choose your loan amount and preferred tenure

2

Compare Offers

Review personalized offers from licensed lenders

3

Get Approved

Complete application and receive funds fast

Average time: Under 2 minutes

Apply for Your Loan

Complete the form below in just a few minutes. No credit check required.

Regulated Partners
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Step 1 of 4: Loan Details

$10,000
S$500S$200,000
$
+65
Loan Calculator

Loan Calculator

Estimate your monthly payments

$15,000.00
S$1,000S$50,000
24 months
6 months60 months
3.5% p.a.
1.38%12%

Monthly Payment

$648.04

Total Repayment

$15,552.98

Total Interest

$552.98

This is an estimate only. Actual rates depend on your credit profile.

Eligibility Requirements

Check if you qualify for a personal loan

Singapore Citizens & PRs
Age: 18 - 65 years old
Income <S$20,000/yr: Borrow up to S$3,000
Income ≥S$20,000/yr: Borrow up to 6x monthly income
Foreigners
Age: 21 - 60 years old
Income <S$10,000/yr: Borrow up to S$500
Income S$10,000-S$20,000/yr: Borrow up to S$3,000

Important Note

Final approval subject to credit assessment by lenders. Loan caps are set by the Ministry of Law (Minlaw) for licensed moneylenders.

Documents typically required:

NRIC / FINProof of IncomeCPF StatementsProof of Address
Customer Reviews

What Our Customers Say

Join thousands of satisfied customers who found their perfect loan through us

"Got my loan approved within 24 hours! The process was incredibly smooth and the rates were better than what I found elsewhere."

S$25,000
Business Funding
MT

Michael Tan

Business Owner

"I was hesitant at first, but the team was very professional. No hidden fees and they matched me with the perfect lender for my needs."

S$15,000
Home Renovation
SL

Sarah Lim

Marketing Manager

"Excellent service! They helped me consolidate my debts at a much lower interest rate. Highly recommend to anyone looking for a loan."

S$30,000
Debt Consolidation
AR

Ahmad Rahman

Engineer

4.95 / 5

Based on 72,500+ reviews

FAQ

Frequently Asked Questions

Can't find what you're looking for?

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LendKakiYour Loan Kaki 🤝

LendKaki is managed and operated by Lendkaki Pay Pte. Ltd. (UEN: 202607335C). We connect borrowers with licensed financial institutions in Singapore.

Regulated Partners
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Important Disclaimer

This platform is a loan matching service, not a direct lender. We do not charge any intermediary fees.

Interest Rate Disclosure

Actual interest rates from 1.38% p.a. depending on individual credit profile. Licensed moneylenders may charge up to 4% per month as regulated by the Ministry of Law (Minlaw). Effective Interest Rate (EIR) may vary.

Banks are regulated by the Monetary Authority of Singapore (MAS). Licensed moneylenders are regulated by the Ministry of Law (Minlaw).

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